Key Features:

• The Loan amount of a personal loan ranges from thousands to lakhs.
• No collateral, security or guarantor required.
• Various loan offers of leading Banks and NBFCs.
• Flexible tenure for repayment of the loan.
• Special offers for selected professionals.
• Special offers for current customers.

Eligibility Criteria

• For Employees of GOVT/PVT/PSU
• Minimum salary required 25,000
• Age of the Individuals must be between 21 to 60 years
• Loan Tenure 12 to 60 months.

Documentation:

• Identity proof: Passport, Aadhar Card, Driving License, PAN card.
• Address proof: Passport, Lease/ rent agreement, Driving License, Utility bill, Bank statement.
• Income proof: Salary slip of last 3 months and the latest form 16 needs to be submitted.
• Bank statement: Bank statement for the past 6 months needs to be submitted along with salary credit.
• Employment proof: offer letter, relieving letter, Office id /Official Mail ID.

Key Features:

• Loan Amount: An individual can avail maximum loan of up to 50 lakhs.
• Fixed Interest rate: The interest on business loans are fixed, usually between 15-25% a year. As the interest rate is constant throughout the year, the borrower can plan investment and business operations wisely.
• Flexible Repayment Tenure: It is an attractive feature that helps businessmen to plan the repayment tenure based on his/her financial conditions.
• Collateral free loans: One can avail best business loans without any security or collateral loans. You do not have to pledge any asset to get a start-up business loan.

Business Loan Eligibility Criteria

• The private business loans can be applied by manufacturers, service providers, self-employed, private limited companies and so on.
• The applicant must be between 21 years to 65 years.
• The applicant must have been in business for the last 3 years.
• The profit must be a minimum of 2 lakhs or annual business turnover must be Rs 50 lakhs.
• The applicant must have filed IT returns for the last 3 years to avail of a business loan.

Documents Required

• Proof of business
• IT return statement of last 3 years
• Bank account statement of last 6 months
• KYC documents of co-applicant
• Residential proof
• Identity cards such as PAN card, Voter card & Aadhar card
• Proof of ownership of possessions uses in business

Eligibility Criteria

• Age of the Individuals must be between 23 to 60 years
• Loan Tenure Up To 60 months.

Documentation:

• Identity proof: Passport, Aadhar Card, Driving License, PAN card.
• Address proof: Passport, Lease/ rent agreement, Driving License, Utility bill, Bank statement.
• Bank statement: Bank statement for the past 1 year

Eligibility Criteria

• Age of the Individuals must be between 23 to 60 years
• Loan Tenure Up To 60 months.

Documentation:

• Identity proof: Passport, Aadhar Card, Driving License, PAN card.
  
• Address proof: Passport, Lease/ rent agreement, Driving License, Utility bill, Bank statement.
  
• Bank statement: Bank statement for the past 1 year

Eligibility Criteria

• Age of the Individuals must be between 23 to 60 years
• Loan Tenure Up To 60 months.

Documentation:

• Identity proof: Passport, Aadhar Card, Driving License, PAN card.
  
• Address proof: Passport, Lease/ rent agreement, Driving License, Utility bill, Bank statement.
  
• Bank statement: Bank statement for the past 1 year

Eligibility Criteria

• Age of the Individuals must be between 23 to 60 years
• Loan Tenure Up To 60 months.

Documentation: